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     browserName = navigator.appName;           
     browserVer = parseInt(navigator.appVersion); 
        if (browserName == "Netscape" && browserVer >= 4)version = "n4";
        else if (browserName == "Microsoft Internet Explorer" && browserVer >= 4) version = "e4";
             
        if (version == "n4" || version == "e4" && !isMacIE)     
		{         
		document.write('' +
		
'<div id=menu1 class="menu"><font face="Arial" size="2"><a href="critical.htm" onmouseover=timer(1); onmouseout=timer(0);>Critical Issues For Your Organization</a><br><img src="images/submenu-spacer.gif"><br><a href="offer.htm" onmouseover=timer(1); onmouseout=timer(0);>What We Offer</a><br><img src="images/submenu-spacer.gif"><br><a href="capitalizing.htm" onmouseover=timer(1); onmouseout=timer(0);>Capitalizing On Experience</a><br><img src="images/submenu-spacer.gif"><br><a href="best.htm" onmouseover=timer(1); onmouseout=timer(0);>The Best Is Yet To Be</a><br><img src="images/submenu-spacer.gif"><br><a href="designing.htm" onmouseover=timer(1); onmouseout=timer(0);>Designing Your 3rd Age</a><br><img src="images/submenu-spacer.gif"><br><a href="using.htm" onmouseover=timer(1); onmouseout=timer(0);>Using 3rd Age Planning</a><br><img src="images/submenu-spacer.gif"><br><a href="unique.htm" onmouseover=timer(1); onmouseout=timer(0);>Why Is Our Work Unique?</a><br></font></div>' +

'<div id=menu2 class="menu"><font face="Arial" size="2"><a href="benefits.htm" onmouseover=timer(1); onmouseout=timer(0);>Who Benefits From Third Age Planning</a><br><img src="images/submenu-spacer.gif"><br><a href="best.htm" onmouseover=timer(1); onmouseout=timer(0);>The Best Is Yet To Be!</a><br><img src="images/submenu-spacer.gif"><br><a href="designing.htm" onmouseover=timer(1); onmouseout=timer(0);>Designing Your 3rd Age</a><br><img src="images/submenu-spacer.gif"><br><a href="coaching.htm" onmouseover=timer(1); onmouseout=timer(0);>Third Age Coaching</a><br><img src="images/submenu-spacer.gif"><br><a href="unique.htm" onmouseover=timer(1); onmouseout=timer(0);>Why Is Our Work Unique?</a><br></font></div>'   )
		}